Credit Solutions
Bisnode offers a wide range of solutions for credit and risk management, including financial and economic information, as well as credit assessments.
Bisnode offers business and consumer credit information services, credit status updates and business records, including original legal documents. Most services are offered at both the local and global levels. Local services are available through strong regional companies in the Group with standardised as well as customised information and specialized services, often integrated or combined with the customer’s systems. Global services are offered through the market-leading supplier of global credit information, D&B (Dun & Bradstreet). Bisnode is the largest partner of D&B, owning and operating D&B companies in ten European countries. With a portfolio of both local and global services, Bisnode has a leading position in the majority of its markets.
Bisnode´s quality assurance process
Through data processing all the information is harmonised through classification, summarisation and aggregation of key information. Bisnode’s quality assurance process ensures that the data input is consistent, accurate and timely. Bisnode continuously analyses company solvency so that customers better can predict bankruptcies and prepare for shifts in the business cycle. Using these services customers can secure their payments and deliveries and reduce risks ahead of competitors. To be able to deliver the right information when the customer needs it has become as an increasingly important trend.
Sophisticated services add value
In the recent past, the need for sophisticated risk management solutions has increased. This trend has fuelled the development of valueadded services in addition to the data Bisnode delivers in the Large Enterprise segment. Many of the customers can be found in the financial sector such as banks, leasing companies, credit departments of commercial businesses and professional firms such as auditors, merchant bankers and lawyers. Credit Solutions showed a positive development in 2010 and increased its share of Bisnode’s total revenue to 32 percent.
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